Once your money is spent, it’s gone!  So, the more you can keep, the lighter your budget can be.  There are lots of ways to not spend money or not spend as much money. Don’t rely on credit cards. Shop around (especially online). Of course, Amazon tops the list for comparison shopping of rather generic items.  Once you’ve located your item, you will find multiple sellers offering it at different prices. Many, more ‘specialty’ items can be found by way of other comparison shopping sites like Ebay and even Etsy.com. Wait for coupons or special deals. Many retailers, online and location based, run frequent promotionsRead More →